9392 Ottoway Ct, Toano, VA 23168 Property Records

James City County property record for 9392 Ottoway Ct, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,721 sqft · built 2007
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on File
Last Sale$275,625 (Oct 2021)
Tax Bill$4,622 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-3 07-0-0040

Property Details

APN / Parcel Number

Primary APN05-3 07-0-0040
Alternative APN
  • 30179

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,721 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area17,990 sqft (0.413 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area107 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30179
Street Address9392 OTTOWAY CT
CityTOANO
StateVA
Zip23168-9368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR PLANN
Legal DescriptionL-40 S-1 STONEHOUSE GLEN
Legal SubdivisionSTONEHOUSE GLEN
Legal Lot Number40
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1000
Census Tract80404

Owner

9392 Ottoway Ct is owned and occupied by two individuals who bought it in October 2021.

Source: James City County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9392 OTTOWAY CT, TOANO, VA 23168-9368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
US MTG CORP SE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on File
Deed SaleOct 12, 2021 · Amount on File
Prior SaleApr 25, 2007 · Amount on File
Deed Document Number20217
Prior Transfer DateSep 22, 2021
Prior Transfer Doc0000000007
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9392 OTTOWAY CT, TOANO, VA 23168-9368
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210024825
DateDec 22, 2021
Instrument210024825
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term357 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9392 OTTOWAY CT, TOANO, VA 23168-9368
Document Number0000016884
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9392 OTTOWAY CT TOANO VA 231689368, TOANO, VA 23168-9368

Mortgage

Document Number0000016884
DateNov 15, 2019
Instrument16884
Lender
NameUS MTG CORP SE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9392 Ottoway Ct was $4,622, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,622.00 (+6.42%)$556,900 Land $84,800 Building $472,100$556,900 Land $84,800 Building $472,100
2024$4,343.00 (+15.66%)
2023$3,755.00$452,500 Land $75,700 Building $376,800$452,500 Land $75,700 Building $376,800
2022$3,755.00
2019$3,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9392 Ottoway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9392 Ottoway Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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