9389 Ottoway Ct, Toano, VA 23168 Property Records

James City County property record for 9389 Ottoway Ct, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,804 sqft · built 2007
Lot Size0.442 acres (19,254 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Nov 2022)
Tax Bill$5,557 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-3 07-0-0035

Property Details

APN / Parcel Number

Primary APN05-3 07-0-0035
Alternative APN
  • 30174

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories3 Stories
Building Area3,804 sqft Living Area
Basement Area2,385 sqft
Finished Basement2,385 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area19,254 sqft (0.442 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
Deck Area376 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number30174
Street Address9389 OTTOWAY CT
CityTOANO
StateVA
Zip23168-9368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR PLANNED UNIT DEVELOP
Legal DescriptionL-35 S-1 STONEHOUSE GLEN
Legal SubdivisionSTONEHOUSE GLEN
Legal Lot Number35
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1000
Census Tract80404

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9389 OTTOWAY CT, TOANO, VA 23168-9368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 17, 2019Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Prior SaleSep 17, 2019 · Amount on Record
Deed Document Number202216604
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateNov 22, 2022
Property Address9389 OTTOWAY CT, TOANO, VA 23168-9368
Document Number0202216604
Instrument DateNov 14, 2022
Instrument202216604
Transaction TypeTransfer
Record UpdatedDec 7, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9389 OTTOWAY CT, TOANO, VA 23168-9368

Mortgage

Document Number0202216605
DateNov 22, 2022
Instrument202216605
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateSep 17, 2019
Property Address9389 OTTOWAY CT, TOANO, VA 23168-9368
Document Number0000013426
Instrument DateSep 12, 2019
Instrument13426
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9389 OTTOWAY CT TOANO VA 231689368, TOANO, VA 23168-9368

Mortgage

Document Number13427
DateSep 17, 2019
Instrument13427
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,557.00 (+6.42%)$669,600 (+23.59%) Land $72,100 Building $597,500$669,600 (+23.59%) Land $72,100 Building $597,500
2024$5,222.00 (+16.15%)
2023$4,496.00 (-3.52%)$541,800 Land $60,000 Building $481,800$541,800 Land $60,000 Building $481,800
2019$4,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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