James City County property record for 9409 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,518 sqft · built 2008 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Oct 2025) |
| Tax Bill | $3,603 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0044 |
| Primary APN | 05-3 07-0-0044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 207 sqft |
| Patio Area | 207 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30183 |
|---|---|
| Street Address | 9409 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANN |
| Legal Description | L-44 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 44 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records · APN 05-3 07-0-0044
Assessment roll updated October 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9409 OTTOWAY CT, TOANO, VA 23168-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed, Transfer · Loan Assumption NEWREZ LLC |
| Jan 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Sep 03, 2008 · Amount on Record |
| Deed Document Number | 202514593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 14, 2025 |
| Property Address | 9409 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202514593 |
| Map Reference | DOC 70021208 |
| Instrument Date | Oct 06, 2025 |
| Instrument | 202514593 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9409 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202514594 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202514594 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9409 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000000864 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9409 OTTOWAY CT TOANO VA 231689369, TOANO, VA 23168-9369 |
| Document Number | 0000000864 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 864 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,603.00 (+10.9%) | $435,700 (+21.7%) Land $80,600 Building $355,100 | $435,700 (+21.7%) Land $80,600 Building $355,100 |
| 2024 | $3,249.00 (+9.36%) | ||
| 2023 | $2,971.00 | $358,000 Land $71,900 Building $286,100 | $358,000 Land $71,900 Building $286,100 |
| 2022 | $2,971.00 (+1%) | ||
| 2019 | $2,701.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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