9405 Ottoway Ct, Toano, VA 23168 Property Records

James City County property record for 9405 Ottoway Ct, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,184 sqft · built 2007
Lot Size0.423 acres (18,469 sqft)
Owner2 Individual Names on Record
Last Sale$4,000 (Dec 2010)
Tax Bill$4,488 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-3 07-0-0043

Property Details

APN / Parcel Number

Primary APN05-3 07-0-0043
Alternative APN
  • 30182

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,184 sqft Living Area
Basement Area1,556 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area18,469 sqft (0.423 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
Deck Area460 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number30182
Street Address9405 OTTOWAY CT
CityTOANO
StateVA
Zip23168-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR PLANNED UNIT DEVELOP
Legal DescriptionL-43 S-1 STONEHOUSE GLEN
Legal SubdivisionSTONEHOUSE GLEN
Legal Lot Number43
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1000
Census Tract80404

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9405 OTTOWAY CT, TOANO, VA 23168-9369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2010 · Amount on Record
Deed SaleDec 29, 2010 · Amount on Record
Prior SaleSep 20, 2010 · Amount on Record
Deed Document Number100028433
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9405 OTTOWAY CT, TOANO, VA 23168-9369
Document Number0000018180
Instrument DateSep 7, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018180
DateSep 14, 2017
Instrument18180
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 13, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,488.00 (+6.4%)$540,800 (+30.38%) Land $84,800 Building $456,000$540,800 (+30.38%) Land $84,800 Building $456,000
2024$4,218.00 (+22.55%)
2023$3,442.00$414,800 Land $75,700 Building $339,100$414,800 Land $75,700 Building $339,100
2022$3,442.00 (+0.85%)
2019$3,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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