St. Clair County property record for 9399 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,044 sqft · built 2001 |
| Lot Size | 0.675 acres (29,403 sqft) |
| Owner | Company Name on Record |
| Last Sale | $525,000 (Jul 2023) |
| Tax Bill | $6,798 (2025) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0066-000 |
| Primary APN | 74-14-487-0066-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 29,403 sqft (0.675 acres) |
| Lot Depth | 580 ft Depth |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9399 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 50' OF LOT 849 SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 19-20 ST CLAIR |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 11-CLAY |
| Legal Lot Number | 849 |
| Legal Unit | 849 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9399 RIVER RD, CLAY, MI 48001-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Deed Document Number | 202311879 |
| Deed Book / Page | 5634 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 6, 2023 |
| Property Address | 9399 RIVER RD, CLAY, MI 48001-4009 |
| Document Number | 0005634771 |
| Book / Page | 5634 / 771 |
| Map Reference | LB 49 PG 19 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023011879 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9393 RIVER RD, CLAY, MI 48001-4009 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9399 RIVER RD, CLAY, MI 48001-4009 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,700 (+16.47%) | $523,400 (+16.47%) | |
| 2025 | $6,798.00 (+2.32%) Homeowner's exemption | $224,700 (+18.64%) | |
| 2024 | $6,644.00 (-1.82%) | $449,400 (+18.64%) | |
| 2023 | $189,400 | ||
| 2022 | $6,767.00 | $378,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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