9393 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9393 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,700 sqft · built 1910
Lot Size	0.717 acres (31,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,900 (Oct 2024)
Tax Bill	$6,143 (2025)
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0068-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0068-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,700 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	31,233 sqft (0.717 acres)
Lot Dimensions	600 ft deep x 50.8 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9393 RIVER RD
City	CLAY
State	MI
Zip	48001-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 850 SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 19-20 ST CLAIR COUNTY
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #1
Legal Lot Number	850
Legal Unit	850
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9393 RIVER RD, CLAY, MI 48001-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Deed Document Number	202419213
Deed Book / Page	5760 / 489
Last Transfer Date	Nov 29, 2024
Transfer Doc	0005793760
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,600 (+16.47%)	$427,200 (+16.47%)
2025	$6,143.00 (-11.05%) Homeowner's exemption	$183,400 (+25.19%)
2024	$6,906.00 (+10.74%)		$366,800 (+25.19%)
2023		$146,500
2022	$6,236.00		$293,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30