St. Clair County property record for 9423 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,580 sqft · built 1918 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (Jun 2022) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0065-000 |
| Primary APN | 74-14-487-0065-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 255 ft deep x 35 ft wide |
| Garage Area | 1,048 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 9423 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | E 260' OF LOT 847 SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 19-20 ST CLAIR |
| Legal Subdivision | HEMENGERS SUBDIVISION |
| Legal Lot Number | 1,847 |
| Legal Unit | 847,1 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
9423 River Rd is owned by a company that acquired it in September 2022.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8670 STONE RD, CLAY, MI 48001-3814 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 26, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 29, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 8, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 202214019 |
| Deed Book / Page | 5530 / 255 |
| Last Transfer Date | Sep 22, 2022 |
| Transfer Doc | 0005564582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 26, 2022 |
| Property Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Number | 0005564582 |
| Book / Page | 5564 / 582 |
| Map Reference | LB 41 PG 10 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022022182 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8670 STONE RD, 8670, CLAY, MI 48001-3814 |
| Name | Verified Name |
|---|---|
| Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 29, 2022 |
| Property Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Number | 0005547148 |
| Book / Page | 5547 / 148 |
| Map Reference | LB 49 PG 19 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022018063 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9423 RIVER RD, 9423, CLAY, MI 48001-4013 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Number | 2022018064 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022018064 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 12, 2019 |
| Property Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Number | 0050840897 |
| Book / Page | 005084 / 000897 |
| Instrument Date | Aug 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9423 RIVER RD CLAY MI 480014013, CLAY, MI 48001-4013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 8, 2022 |
| Property Address | 9423 RIVER RD, CLAY, MI 48001-4013 |
| Document Number | 0005530255 |
| Book / Page | 5530 / 255 |
| Map Reference | LB 41 PG 10 |
| Instrument Date | Aug 31, 2015 |
| Instrument | 2022014019 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9423 RIVER RD, 9423, CLAY, MI 48001-4013 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8670 STONE RD, CLAY, MI 48001-3814 |
The 2025 property tax bill for 9423 River Rd was $5,957, up 2.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,500 (+16.18%) | $313,000 | |
| 2025 | $5,957.00 (+2.49%) | $134,700 | |
| 2024 | $5,812.00 | $269,400 | |
| 2023 | $113,100 | ||
| 2022 | $5,268.00 | $226,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9423 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9423 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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