9380 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9380 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 2020)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Aug 2021 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-487-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0005-000`

Interior

Full Baths	1 Bath

Exterior

Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	679 ft deep x 75 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9380 RIVER RD
City	CLAY
State	MI
Zip	48001-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 75 FT OF N 200 FT OF LOT 815 EXC M-29 R/W SUPERVISOR ROY T GILBERT'S PLAT NO 11
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT 11
Legal Lot Number	815
Legal Unit	815
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 MILTON, ALGONAC, MI 48001-1800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Intrafamily Transfer, Transfer
Sep 22, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN INS CO
May 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202022691
Deed Book / Page	5243 / 6
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0004950268
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 10, 2021
Property Address	9380 RIVER RD, CLAY, MI 48001-4008
Document Number	0000540616
Book / Page	5406 / 16
Map Reference	LB 49 PG 19
Instrument Date	Jul 8, 2021
Instrument	2021022973
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 MILTON, ALGONAC, MI 48001-1800

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 22, 2020
Property Address	9380 RIVER RD, CLAY, MI 48001-4008
Document Number	0052430006
Book / Page	005243 / 000006
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN INS CO

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MILTON ALGONAC MI 480011800, ALGONAC, MI 48001-1800

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 30, 2018
Property Address	9380 RIVER RD, CLAY, MI 48001-4008
Document Number	0049500268
Book / Page	004950 / 000268
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	818 NAUTICAL LN COTTRELLVILLE MI 480393304, COTTRELLVILLE, MI 48039-3304

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,000 (-)	$46,000 (-)
2025	$1,251.00 (+2.29%)	$23,000 (+12.2%)
2024	$1,223.00 (-8.87%)		$46,000 (+12.2%)
2023		$20,500
2022	$1,342.00		$41,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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