9415 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9415 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,120 sqft
Lot Size	1.52 acres (66,473 sqft)
Owner	Individual Name on File
Tax Bill	$6,655 (2025)
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0064-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0064-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,120 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	66,473 sqft (1.52 acres)
Lot Dimensions	437 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9415 RIVER RD
City	CLAY
State	MI
Zip	48001-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 847 EXC E 260', ALL OF LOT 848 & LOT 849 EXC N 50' SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	847-849
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

9415 River Rd is owned and occupied by an individual.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9415 RIVER RD, CLAY, MI 48001-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9415 River Rd was $6,655 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,700 (+9.25%)	$597,400
2025	$6,655.00 (+2.31%) Homeowner's exemption Additional exemption filed	$273,400
2024	$6,505.00		$546,800
2023		$241,200
2022	$5,974.00		$482,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9415 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9415 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30