St. Clair County property record for 9377 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,290 sqft · built 2016 |
| Lot Size | 1.41 acres (61,594 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,092,500 (Jul 2026) |
| Tax Bill | $5,298 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2023 Transfer + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0070-000 |
| Primary APN | 74-14-487-0070-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 1,285 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 61,594 sqft (1.41 acres) |
| Lot Dimensions | 610 ft deep x 101 ft wide |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9377 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 1/2 OF LOT 851 SUP ROY T GILBERTS PLAT NO 11 PC 188 & 200 T2N R16E |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #11 |
| Legal Lot Number | 851 |
| Legal Unit | 851 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: St. Clair County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47579 ABERDEEN DR, NOVI, MI 48374-3691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Dec 7, 2023 | Intrafamily Transfer, Transfer |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2008 · Amount on Record |
| Deed Document Number | 202615059 |
| Deed Book / Page | 5947 / 476 |
| Prior Transfer Date | Nov 29, 2023 |
| Prior Transfer Doc | 0005674916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 24, 2026 |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Document Number | 0000015059 |
| Book / Page | 5947 / 476 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202615059 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $827,568.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47579 ABERDEEN DR, NOVI, MI 48374-3691 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 7, 2023 |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Document Number | 0005674916 |
| Book / Page | 5674 / 916 |
| Map Reference | LB 49 PG 19&20 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2023021219 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 25400 LITTLE MACK AVE, SAINT CLAIR SHORES, MI 48081-2157 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Document Number | 0005466506 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 5466/506 |
| Instrument | 2021035581 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049870496 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 4987/496 |
| Instrument | 2018020480 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050030797 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 5003/797 |
| Instrument | 2018024378 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9377 RIVER RD, CLAY, MI 48001-4009 |
| Document Number | 0052580269 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 5258/269 |
| Instrument | 2020025889 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,298.00 (-40.89%) Homeowner's exemption | $378,400 (+18.1%) | |
| 2024 | $8,963.00 (+8.96%) | $756,800 (+18.1%) | |
| 2023 | $320,400 | ||
| 2022 | $8,226.00 | $640,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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