934 21st St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 934 21st St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.329 acres (14,372 sqft)
OwnerIndividual Name on Record
Last Sale$139,900 (Feb 2014)
Tax Bill$3,414 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN85-423-0245

Property Details

APN / Parcel Number

Primary APN85-423-0245
Alternative APNs
  • 85-00423-0245
  • 43163

Exterior

Lot Area14,372 sqft (0.329 acres)

Location & Zoning

Account Number43163
Street Address934 21ST ST SE
CitySAINT CLOUD
StateMN
Zip56304-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, BLK 2
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionTORBORG ESTATES
Legal Block2
Legal Lot Number9
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract31500

Owner

Source: Sherburne County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address934 21ST ST SE, SAINT CLOUD, MN 56304-2139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
FARMERS MERCHANTS STATE BANK
Jul 27, 2021Quit Claim Deed, Transfer · Conventional Mortgage
LIBERTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2014 · Amount on Record
Deed SaleFeb 18, 2014 · Amount on Record
Deed Document Number2014784618
Last Transfer DateJun 9, 2021
Transfer Doc0000924230
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Recording DateSep 9, 2026
Property Address934 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0001002952
Instrument DateAug 28, 2026
Instrument20261002952
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0001002952,
DateSep 9, 2026
Instrument20261002952
Lender
NameFARMERS MERCHANTS STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 17, 2036
Interest
Max Rate-1%

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateJul 27, 2021
Property Address934 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000924230
Instrument DateJun 9, 2021
Instrument924230
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0000924231
DateJul 27, 2021
Instrument924231
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,500 (-) Land $45,000 Building $209,500$254,500 (-) Land $45,000 Building $209,500
2025$3,414.00 (+24.24%)$254,500 (-) Land $45,000 Building $209,500$254,500 (-) Land $45,000 Building $209,500
2023$2,748.00$254,500 Land $50,000 Building $204,500
2021$254,500 Land $50,000 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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