Sherburne County property record for 922 21st St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,631 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,051 (Aug 2025) |
| Tax Bill | $4,110 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-423-0230 |
| Primary APN | 85-423-0230 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,631 sqft (0.244 acres) |
|---|
| Account Number | 43160 |
|---|---|
| Street Address | 922 21ST ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLK 2 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | TORBORG ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2025 | Intrafamily Transfer, Transfer TITLE SPECIALIST, TITLE SPECIALISTS INC |
| Aug 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP |
| Oct 1, 2021 | Warranty Deed, Transfer KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 2025986309 |
| Prior Transfer Date | Jul 31, 2025 |
| Prior Transfer Doc | 0000989080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 10, 2025 |
| Property Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Document Number | 0000989080 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 989080 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 5, 2025 |
| Property Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Document Number | 0000986309 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 986309 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | TITLE SPECIALISTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.47 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Document Number | 0000986310 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 986310 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Number | 0000986311 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 986311 |
| Name | CENTRAL MINNESOTA HOUSING PARTNERSHIP IN |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 31, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 1, 2021 |
| Property Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
| Document Number | 0000929119 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 929119 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $923.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 922 21ST ST SE, SAINT CLOUD, MN 56304-2139 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,700 (+0.77%) Land $40,000 Building $260,700 | $300,700 (+0.77%) Land $40,000 Building $260,700 | |
| 2025 | $4,110.00 (+22.1%) | $298,400 (+0.4%) Land $40,000 Building $258,400 | $298,400 (+0.4%) Land $40,000 Building $258,400 |
| 2023 | $3,366.00 | $297,200 Land $45,000 Building $252,200 | |
| 2021 | $297,200 Land $45,000 Building $252,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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