922 21st St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 922 21st St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.244 acres (10,631 sqft)
Owner2 Individual Names on Record
Last Sale$331,051 (Aug 2025)
Tax Bill$4,110 (2025)
Deeds & MortgagesOct 2025 Transfer
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-423-0230

Property Details

APN / Parcel Number

Primary APN85-423-0230
Alternative APNs
  • 85-00423-0230
  • 43160

Exterior

Lot Area10,631 sqft (0.244 acres)

Location & Zoning

Account Number43160
Street Address922 21ST ST SE
CitySAINT CLOUD
StateMN
Zip56304-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, BLK 2
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionTORBORG ESTATES
Legal Block2
Legal Lot Number6
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Intrafamily Transfer, Transfer
TITLE SPECIALIST, TITLE SPECIALISTS INC
Aug 5, 2025Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE ALLIANCE CORP
Oct 1, 2021Warranty Deed, Transfer
KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleOct 1, 2021 · Amount on Record
Deed Document Number2025986309
Prior Transfer DateJul 31, 2025
Prior Transfer Doc0000989080
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHERBURNE MN
Recording DateOct 10, 2025
Property Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000989080
Instrument DateJul 31, 2025
Instrument989080
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyTITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 5, 2025
Property Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000986309
Instrument DateJul 23, 2025
Instrument986309
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyTITLE SPECIALISTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,092.47
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139

Mortgage

Document Number0000986310
DateAug 5, 2025
Instrument986310
Lender
NameHOME MORTGAGE ALLIANCE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

Mortgage

Document Number0000986311
DateAug 5, 2025
Instrument986311
Lender
NameCENTRAL MINNESOTA HOUSING PARTNERSHIP IN
TypeNon-Lending Institution
AddressSAINT CLOUD, MN 56301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 31, 2030

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateOct 1, 2021
Property Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139
Document Number0000929119
Instrument DateSep 30, 2021
Instrument929119
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyKEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$923.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address922 21ST ST SE, SAINT CLOUD, MN 56304-2139

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,700 (+0.77%) Land $40,000 Building $260,700$300,700 (+0.77%) Land $40,000 Building $260,700
2025$4,110.00 (+22.1%)$298,400 (+0.4%) Land $40,000 Building $258,400$298,400 (+0.4%) Land $40,000 Building $258,400
2023$3,366.00$297,200 Land $45,000 Building $252,200
2021$297,200 Land $45,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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