Sherburne County property record for 921 21st St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.235 acres (10,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2026) |
| Tax Bill | $3,172 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-423-0130 |
| Primary APN | 85-423-0130 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,276 sqft (0.235 acres) |
|---|
| Account Number | 43147 |
|---|---|
| Street Address | 921 21ST ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | TORBORG ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31500 |
921 21st St SE is owned and occupied by an individual who bought it in June 2026.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 921 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Prior Sale | Sep 10, 2021 · Amount on File |
| Deed Document Number | 2026999037 |
| Prior Transfer Date | Sep 22, 2015 |
| Prior Transfer Doc | 0000810410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 16, 2026 |
| Property Address | 921 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Document Number | 0000999037 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026999037 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,324.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Document Number | 0000999038, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 2026999038 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 10, 2021 |
| Property Address | 921 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Document Number | 0000927508 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 927508 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 921 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Document Number | 0000927509 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 927509 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 921 21st St SE was $3,172 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,400 (-) Land $40,000 Building $199,400 | $239,400 (-) Land $40,000 Building $199,400 | |
| 2025 | $3,172.00 | $239,400 Land $40,000 Building $199,400 | $239,400 Land $40,000 Building $199,400 |
| 2023 | $2,556.00 | $239,400 Land $45,000 Building $194,400 | |
| 2021 | $239,400 Land $45,000 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 921 21st St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 921 21st St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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