930 21st St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 930 21st St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.268 acres (11,697 sqft)
Owner2 Individual Names on File
Last Sale$124,900 (Jun 2012)
Tax Bill$3,390 (2025)
Deeds & MortgagesJan 2019 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-423-0240

Property Details

APN / Parcel Number

Primary APN85-423-0240
Alternative APNs
  • 85-00423-0240
  • 43162

Exterior

Lot Area11,697 sqft (0.268 acres)

Location & Zoning

Account Number43162
Street Address930 21ST ST SE
CitySAINT CLOUD
StateMN
Zip56304-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8, BLK 2
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionTORBORG ESTATES
Legal Block2
Legal Lot Number8
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract31500

Owner

930 21st St SE is owned and occupied by two individuals who bought it in June 2012.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address930 21ST ST SE, SAINT CLOUD, MN 56304-2139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Jul 27, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2012 · Amount on File
Deed SaleJun 13, 2012 · Amount on File
Prior SaleMar 9, 2011 · Amount on File
Deed Document Number2012751174
Prior Transfer DateMar 8, 2011
Prior Transfer Doc0000728466
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address930 21ST ST SE, SAINT CLOUD, MN 56304-2139
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000867032
DateJan 8, 2019
Instrument867032
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address930 21ST ST SE, SAINT CLOUD, MN 56304-2139
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000906243
DateNov 30, 2020
Instrument906243
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address930 21ST ST SE, SAINT CLOUD, MN 56304-2139
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000924225
DateJul 27, 2021
Instrument924225
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term120 Months
DueJul 20, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 930 21st St SE was $3,390 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,100 (-) Land $40,000 Building $213,100$253,100 (-) Land $40,000 Building $213,100
2025$3,390.00$253,100 Land $40,000 Building $213,100$253,100 Land $40,000 Building $213,100
2023$2,764.00$253,100 Land $45,000 Building $208,100
2021$253,100 Land $45,000 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 930 21st St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 930 21st St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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