Sherburne County property record for 925 21st St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.219 acres (9,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jul 2001) |
| Tax Bill | $3,714 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-423-0135 |
| Primary APN | 85-423-0135 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,568 sqft (0.219 acres) |
|---|
| Account Number | 43148 |
|---|---|
| Street Address | 925 21ST ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, BLK 1 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | TORBORG ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31500 |
925 21st St SE is owned and occupied by two individuals who bought it in July 2001.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 925 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2001 · Amount on File |
| Deed Sale | Jul 27, 2001 · Amount on File |
| Deed Document Number | 200154372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 925 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000873675 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 873675 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 925 21ST ST SE, SAINT CLOUD, MN 56304-2140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000929592 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 929592 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 925 21st St SE was $3,714 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,500 (-) Land $40,000 Building $233,500 | $273,500 (-) Land $40,000 Building $233,500 | |
| 2025 | $3,714.00 | $273,500 Land $40,000 Building $233,500 | $273,500 Land $40,000 Building $233,500 |
| 2023 | $3,016.00 | $273,500 Land $45,000 Building $228,500 | |
| 2021 | $273,500 Land $45,000 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 925 21st St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 925 21st St SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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