9322 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9322 White Rock Ave, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 825 sqft · built 1959
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on File
Last Sale$57,000 (Nov 1986)
Tax Bill$2,041 (2025)
Flood ZoneZone X (minimal risk)
APN21-420220

Property Details

APN / Parcel Number

Primary APN21-420220
Alternative APN
  • 420220

Interior

Full Baths1 Bath
Stories1 Story
Building Area825 sqft Living Area
1st Floor Area825 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,125 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number420220
Street Address9322 WHITE ROCK AVE
CityFREDERICK
StateMD
Zip21702-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT #93, 97 X 110 X 8 5121 WHITE ROCK AVE.
Legal SubdivisionWHITE ROCK
Legal Lot Number93
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group1
Census Block1002
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9322 White Rock Ave is owned and occupied by an individual who bought it in November 1986.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address9322 WHITE ROCK AVE, FREDERICK, MD 21702-2072
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 1986 · Amount on File
Deed SaleNov 28, 1986 · Amount on File
Deed Book / Page1380 / 378
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9322 White Rock Ave was $2,041 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,400 Land $110,000 Building $92,400$202,400 Land $110,000 Building $92,400
2025$2,041.00
2023$705.00 Homeowner's exemption$159,100 Land $93,100 Building $66,000$159,100 Land $93,100 Building $66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9322 White Rock Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9322 White Rock Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE ROCK
serves 256 people · EPA ID MD0100026
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Rock Ave

Nearby Streets

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