9326 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9326 White Rock Ave, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 957 sqft · built 1957
Lot Size	0.187 acres (8,183 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Nov 2022)
Tax Bill	$2,072 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`21-415987`

Property Details

APN / Parcel Number

Primary APN	`21-415987`
Alternative APN	`415987`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Total Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,183 sqft (0.187 acres)
Lot Dimensions	167 ft deep x 49 ft wide
Porch	Open Porch
Porch Area	80 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	415987
Street Address	9326 WHITE ROCK AVE
City	FREDERICK
State	MD
Zip	21702-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #81, 49 X 167 5125 WHITE ROCK AVE. WHITE ROCK
Legal Subdivision	WHITE ROCK
Legal Lot Number	81
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1345 WAKEFIELD VALLEY RD, NEW WINDSOR, MD 21776-9019
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Nov 17, 2022	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	0016227426
Deed Book / Page	16227 / 426
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9326 WHITE ROCK AVE, FREDERICK, MD 21702-2066
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 WAKEFIELD VALLEY RD, NEW WINDSOR, MD 21776-9019

Mortgage

Document Number	0164840137
Date	Jun 16, 2023
Book Page	16484/137

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 17, 2022
Property Address	9326 WHITE ROCK AVE, FREDERICK, MD 21702-2066
Document Number	0162270426
Book / Page	16227 / 426
Map Reference	MB 3 FO 136
Instrument Date	Nov 14, 2022
Transaction Type	Construction Loan
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1345 WAKEFIELD VALLEY RD, NEW WINDSOR, MD 21776-9019
Mail Care Of	CHANCE STEM

Mortgage

Document Number	0016227431
Date	Nov 17, 2022
Instrument	16227/431

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,072.00	$169,300 Land $93,000 Building $76,300	$169,300 Land $93,000 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE ROCK serves 256 people · EPA ID MD0100026
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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