9319 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9319 White Rock Ave, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,502 sqft · built 1979
Lot Size0.231 acres (10,065 sqft)
Owner2 Individual Names on Record
Last Sale$157,832 (Aug 2012)
Tax Bill$3,144 (2024)
Deeds & MortgagesNov 2018 Sale
Flood ZoneZone X (minimal risk)
APN21-409154

Property Details

APN / Parcel Number

Primary APN21-409154
Alternative APN
  • 409154

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,502 sqft Living Area
1st Floor Area1,002 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,065 sqft (0.231 acres)
Lot Dimensions132 ft deep x 49 ft wide
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number409154
Street Address9319 WHITE ROCK AVE
CityFREDERICK
StateMD
Zip21702-2065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 35 49 X 132 WHITE ROCK AVE. WHITE ROCK
Legal SubdivisionWHITE ROCK DEV SEC 02
Legal Lot Number35
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group1
Census Block1003
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9319 WHITE ROCK AVE, FREDERICK, MD 21702-2065
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2012 · Amount on Record
Deed SaleAug 15, 2012 · Amount on Record
Prior SaleMay 23, 2008
Deed Book / Page9038 / 399
Last Transfer DateJan 18, 2014
Transfer Doc0099350048
Record UpdatedJun 8, 2026

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 14, 2018
Property Address9319 WHITE ROCK AVE, FREDERICK, MD 21702-2065
Document Number0127100319
Book / Page012710 / 000319
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyMICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9319 WHITE ROCK AVE FREDERICK MD 217022065, FREDERICK, MD 21702-2065

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,800 (+19.8%)$310,500 (+29.7%) Land $110,000 Building $200,500
2024$3,144.00 (+8.68%)
2023$2,893.00 Homeowner's exemption$239,400 Land $93,000 Building $146,400$239,400 Land $93,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE ROCK
serves 256 people · EPA ID MD0100026
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Rock Ave

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