Frederick County property record for 9316 White Rock Ave, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,280 sqft · built 1953 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jan 2016) |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-410268 |
| Primary APN | 21-410268 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 392,040 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 410268 |
|---|---|
| Street Address | 9316 WHITE ROCK AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 9 AC W/S OFF BETHEL RD. BACK OF WHITE RK. |
| Legal Subdivision | WHITE ROCK |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 751301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9316 WHITE ROCK AVE, FREDERICK, MD 21702-2072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on Record |
| Deed Sale | Jan 28, 2016 · Amount on Record |
| Prior Sale | Apr 30, 1992 · Amount on Record |
| Deed Book / Page | 10961 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9316 WHITE ROCK AVE, FREDERICK, MD 21702-2072 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9316 WHITE ROCK AVE, FREDERICK, MD 21702-2072 |
| Document Number | 0155570195 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 15557/195 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 15, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,300 (+8.96%) Land $141,500 Building $238,800 | $380,300 (-) Land $141,500 Building $238,800 | |
| 2025 | $3,982.00 (+15.59%) Homeowner's exemption | $349,033 (+21.83%) | $380,300 (+32.74%) Land $141,500 Building $238,800 |
| 2023 | $3,445.00 Homeowner's exemption | $286,500 Land $115,000 Building $171,500 | $286,500 Land $115,000 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1981–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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