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9320 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9320 White Rock Ave, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 957 sqft · built 1957
Lot Size0.244 acres (10,658 sqft)
OwnerIndividual Name on Record
Last Sale$207,500 (May 2020)
Tax Bill$2,441 (2023)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-419729

Property Details

APN / Parcel Number

Primary APN21-419729
Alternative APN
  • 419729

Interior

Full Baths1 Bath
Stories1 Story
Building Area957 sqft Total Area
1st Floor Area957 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,658 sqft (0.244 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area144 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number419729
Street Address9320 WHITE ROCK AVE
CityFREDERICK
StateMD
Zip21702-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 92 96X115X78X130 E/S WHITE ROCK AVE WHITE ROCK
Legal SubdivisionWHITE ROCK DEV SEC 02
Legal Lot Number92
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group1
Census Block1002
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9320 WHITE ROCK AVE, FREDERICK, MD 21702-2072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2020 · Amount on Record
Deed SaleMay 20, 2020 · Amount on Record
Deed Document Number0013747189
Deed Book / Page13747 / 189
Record UpdatedJun 7, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 20, 2020
Property Address9320 WHITE ROCK AVE, FREDERICK, MD 21702-2072
Document Number0137470189
Book / Page013747 / 000189
Instrument DateMay 8, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9320 WHITE ROCK AVE FREDERICK MD 217022072, FREDERICK, MD 21702-2072

Mortgage

Document Number137470196
DateMay 20, 2020
Book Page013747/000196
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,441.00$200,800 Land $93,500 Building $107,300$200,800 Land $93,500 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE ROCK
serves 256 people · EPA ID MD0100026
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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