930 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 930 E Pearl St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 3,188 sqft · built 1910
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (May 2017)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0370-0000-0160`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0370-0000-0160`
Alternative APN	`1893`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	3,188 sqft Living Area
1st Floor Area	2,354 sqft
2nd Floor Area	834 sqft
Upper Floors Area	834 sqft
Flooring	Plywood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Lot Dimensions	474 ft deep x 165 ft wide
Porch	Open Porch
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	930 E PEARL ST
City	MONTICELLO
State	FL
Zip	32344-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W1/2 OF NE1/4 OR PT LOTS 16 & 21 PALMER & LYONS ADD IN SEC 30 2N 5E DB UUU/489 & 493 & 580 /808 & 740/846
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	PALMER LYONS ADD
Legal Lot Number	16,21 21
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2022
Census Tract	250105

Owner

Source: Jefferson County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	930 E PEARL ST, MONTICELLO, FL 32344-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Deed Document Number	201733001222
Deed Book / Page	0740 / 0846
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	930 E PEARL ST, MONTICELLO, FL 32344-3007
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 E PEARL ST, MONTICELLO, FL 32344-3007

Mortgage

Document Number	0008710653
Date	Sep 23, 2025
Book Page	871/653
Instrument	202533002728

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	930 E PEARL ST, MONTICELLO, FL 32344-3007
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008260816
Date	Aug 31, 2022
Book Page	826/816
Instrument	202233002632

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	930 E PEARL ST, MONTICELLO, FL 32344-3007
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070222
Date	Jul 26, 2021
Book Page	807/222
Instrument	202133002476

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	May 22, 2017
Property Address	930 E PEARL ST, MONTICELLO, FL 32344-3007
Document Number	0007400846
Book / Page	000740 / 000846
Instrument Date	May 12, 2017
Instrument	33001222
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ADVANTAGE TITLE GROUP, ADVANTAGE TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	930 E PEARL ST MONTICELLO FL 323443007, MONTICELLO, FL 32344-3007

Mortgage

Document Number	7400849
Date	May 22, 2017
Book Page	000740/000849
Instrument	33001223

Lender

Name	SUNBELT LNDG SVCS
Address	CLEARWATER, FL 33759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 Homeowner's exemption	$123,097 (-1.29%)	$312,088 (-5.63%) Land $48,574 Building $263,514
2024	$2,007.00 (+1.57%) Homeowner's exemption	$124,712 (+3%)	$330,704 (+4.42%) Land $43,948 Building $286,756
2023	$1,976.00 (+7.22%) Homeowner's exemption	$121,079 (+2.79%)	$316,714 (+1.03%) Land $41,635 Building $275,079
2022	$1,843.00 Homeowner's exemption	$117,790	$313,472 Land $37,009 Building $276,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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