950 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 950 E Pearl St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,855 sqft · built 1955
Lot Size	0.67 acres (29,172 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2N-5E-0000-0290-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-5E-0000-0290-0000`
Alternative APN	`11397`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,855 sqft Living Area
1st Floor Area	1,747 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,172 sqft (0.67 acres)
Lot Dimensions	374 ft deep x 78 ft wide
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	950 E PEARL ST
City	MONTICELLO
State	FL
Zip	32344-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 X 374 FT IN W1/2 OF NE1/4 UNSUBDIV LAND ORB 371 P 206
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Lot Number	78
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2022
Census Tract	250105

Owner

Source: Jefferson County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	950 E PEARL ST, MONTICELLO, FL 32344-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	2026936
Deed Book / Page	880 / 820
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 25, 2026
Property Address	950 E PEARL ST, MONTICELLO, FL 32344-3007
Document Number	0008800820
Book / Page	880 / 820
Instrument Date	Mar 23, 2026
Instrument	202633000936
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 PARKWAY CT, GREENACRES, FL 33413-3074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 E PEARL ST, MONTICELLO, FL 32344-3007

Mortgage

Document Number	0000880822
Date	Mar 25, 2026
Instrument	880/822

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Nov 13, 2019
Property Address	950 E PEARL ST, MONTICELLO, FL 32344-3007
Document Number	0007760325
Book / Page	000776 / 000325
Instrument Date	Nov 8, 2019
Instrument	33003078
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OWEN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 E PEARL ST MONTICELLO FL 323443007, MONTICELLO, FL 32344-3007

Mortgage

Document Number	7760327
Date	Nov 13, 2019
Book Page	000776/000327
Instrument	33003079

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$107,949 (+4.51%)	$163,043 (+0.05%) Land $30,631 Building $132,412
2024	$1,278.00 (+11.23%)	$103,291 (+3%)	$162,956 (+2.01%) Land $27,713 Building $135,243
2023	$1,149.00 (+15.71%)	$100,283 (+3%)	$159,738 (+%) Land $26,255 Building $133,483
2022	$993.00	$97,362	$159,731 Land $23,338 Building $136,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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