925 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 925 E Pearl St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,486 sqft · built 1901
Lot Size	0.918 acres (40,000 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Mar 2026)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0370-0000-0130`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0370-0000-0130`
Alternative APN	`1890`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,486 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	2,836 sqft
Upper Floors Area	650 sqft
Flooring	Plywood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Finished Screened Porch
Porch Area	952 sqft
Patio Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	925 E PEARL ST
City	MONTICELLO
State	FL
Zip	32344-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 PALMER & LYONS ADD ORB 492 P 93
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	PALMER LYONS ADD
Legal Lot Number	13
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2043
Census Tract	250105

Owner

925 E Pearl St is owned by a company that bought it in March 2026.

Source: Jefferson County records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5833 MARBLEWOOD LN, TALLAHASSEE, FL 32309-8567
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage PJD FINANCE AND INVESTMENT GROUP LC
Mar 31, 2026	Warranty Deed, Transfer PJD FINANCE AND INVESTMENT GROUP LL
Mar 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Jun 19, 2025 · Amount on File
Deed Document Number	20261077
Deed Book / Page	881 / 387
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0008340244
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	925 E PEARL ST, MONTICELLO, FL 32344-3006
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E PEARL ST, MONTICELLO, FL 32344-3006

Mortgage

Document Number	0008240503
Date	Feb 4, 2022
Book Page	824/503
Instrument	202233002047

Lender

Name	PJD FINANCE AND INVESTMENT GROUP LC
Type	Non-Lending Institution
Address	DAYTONA BEACH, FL 32118

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	367 Months
Due	Sep 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 31, 2026
Property Address	925 E PEARL ST, MONTICELLO, FL 32344-3006
Document Number	0008810387
Book / Page	881 / 387
Map Reference	MB P PG 503
Instrument Date	Mar 31, 2026
Instrument	202633001077
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 S HOLLYWOOD AVE, DAYTONA BEACH, FL 32118-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5833 MARBLEWOOD LN, TALLAHASSEE, FL 32309-8567

Mortgage

Document Number	0000881389
Date	Mar 31, 2026
Instrument	881/389

Lender

Name	PJD FINANCE AND INVESTMENT GROUP LL

Agreement

Amount	Amount on Record

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON FL
Recording Date	Mar 15, 2023
Property Address	925 E PEARL ST, MONTICELLO, FL 32344-3006
Document Number	0008340244
Book / Page	834 / 244
Map Reference	MB VV PG 503
Instrument Date	Mar 15, 2023
Instrument	202333000609
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 E PEARL ST, MONTICELLO, FL 32344-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	925 E PEARL ST, MONTICELLO, FL 32344-3006

Tax Assessment & Valuation

The 2025 property tax bill for 925 E Pearl St was $4,503.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00	$227,208 (+1.42%)	$299,769 (-1.8%) Land $48,300 Building $251,469
2024	$4,503.00 (+8.98%) Homeowner's exemption	$224,028 (+2.64%)	$305,268 (+3.88%) Land $43,700 Building $261,568
2023	$4,132.00 (+12.77%) Homeowner's exemption	$218,261 (+7.76%)	$293,860 (-8.57%) Land $41,400 Building $252,460
2022	$3,664.00 Homeowner's exemption	$202,540	$321,389 Land $40,000 Building $281,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 E Pearl St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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