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820 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 820 E Pearl St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,400 sqft · built 1950
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Dec 2014)
Tax Bill$1,021 (2025)
Deeds & MortgagesDec 2022 Transfer
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-00-00-0370-0000-0171

Property Details

APN / Parcel Number

Primary APN00-00-00-0370-0000-0171
Alternative APN
  • 1894

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions125 ft deep x 86 ft wide
PorchFinished/Open Porch
Porch Area354 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address820 E PEARL ST
CityMONTICELLO
StateFL
Zip32344-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 X 125 FT IN LOTS 17 & 18 PALMER & LYONS ADD ORB 494 P 282 & 709 P 724
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionPALMER LYONS ADD
Legal Lot Number17
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group2
Census Block2045
Census Tract250105

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address820 E PEARL ST, ATKINSON, NE 68713-5036
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Intrafamily Transfer, Transfer
Jul 13, 2020Deed of Trust, Mortgage · Line of Credit
BUCKEYE COMMUNITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2014 · Amount on Record
Deed SaleDec 31, 2014 · Amount on Record
Prior SaleAug 26, 2002 · Amount on Record
Deed Document Number20143255
Deed Book / Page709 / 724
Last Transfer DateDec 21, 2022
Transfer Doc0008310159
Record UpdatedJun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON FL
Recording DateDec 22, 2022
Property Address820 E PEARL ST, MONTICELLO, FL 32344-2528
Document Number0008310159
Book / Page831 / 159
Map ReferenceMB 482 PG 81
Instrument DateDec 21, 2022
Instrument202233003696
Transaction TypeTransfer
Record UpdatedJan 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address820 E PEARL ST, MONTICELLO, FL 32344-2528

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address820 E PEARL ST, MONTICELLO, FL 32344-2528

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address820 E PEARL ST, MONTICELLO, FL 32344-2528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007860030
DateJul 13, 2020
Book Page786/30
Instrument202033001735
Lender
NameBUCKEYE COMMUNITY FCU
TypeCredit Union
AddressPERRY, FL 32348
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 12, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,021.00 (+2.2%) Homeowner's exemption$65,750 (+6.82%)$120,983 (+10.79%) Land $22,611 Building $98,372
2023$999.00 Homeowner's exemption$61,553$109,205 Land $9,644 Building $99,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: T-Mobile.

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