960 E Pearl St, Monticello, FL 32344 Property Records

Jefferson County property record for 960 E Pearl St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,548 sqft · built 1932
Lot Size	0.848 acres (36,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Sep 2018)
Tax Bill	$920 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-5E-0000-0280-0000`

Property Details

APN / Parcel Number

Primary APN	`30-2N-5E-0000-0280-0000`
Alternative APN	`11396`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,548 sqft Living Area
1st Floor Area	2,378 sqft
Upper Floors Area	630 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1985
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	36,939 sqft (0.848 acres)
Lot Dimensions	474 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Porch	Florida Room
Porch Area	827 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	960 E PEARL ST
City	MONTICELLO
State	FL
Zip	32344-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ACRE IN W1/2 OF NE1/4 UNSUBDIVIDED LANDS ORB 505 P 170
Legal Range	05E
Legal Township	02N
Legal Section	30
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2022
Census Tract	250105

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 E PEARL ST, MONTICELLO, FL 32344-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK
Oct 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 26, 2018	Warranty Deed, Transfer NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Feb 10, 2003 · Amount on Record
Deed Document Number	20182655
Deed Book / Page	760 / 169
Last Transfer Date	Oct 1, 2019
Transfer Doc	0007740817
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	960 E PEARL ST, MONTICELLO, FL 32344-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007610091
Date	Oct 22, 2018
Book Page	0761/0091
Instrument	201833002844

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON FL
Recording Date	Oct 11, 2019
Property Address	960 E PEARL ST, MONTICELLO, FL 32344-3007
Document Number	0007740817
Book / Page	000774 / 000817
Instrument Date	Oct 11, 2019
Instrument	33002735
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 E PEARL ST MONTICELLO FL 323443007, MONTICELLO, FL 32344-3007

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Sep 26, 2018
Property Address	960 E PEARL ST, MONTICELLO, FL 32344-3007
Document Number	0007600169
Book / Page	000760 / 000169
Instrument Date	Sep 21, 2018
Instrument	33002655
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N J ST LAKE WORTH FL 334602513, LAKE WORTH, FL 33460-2513

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 Homeowner's exemption	$49,105 (+2.9%)	$122,767 (+2.05%) Land $38,786 Building $83,981
2024	$920.00 (+6.48%) Homeowner's exemption	$47,721 (+3%)	$120,305 (+6.26%) Land $35,092 Building $85,213
2023	$864.00 (+16.13%) Homeowner's exemption	$46,331 (+2.69%)	$113,216 (+2.38%) Land $33,245 Building $79,971
2022	$744.00 Homeowner's exemption	$45,117	$110,584 Land $29,551 Building $81,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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