Erie County and West Seneca Town property record for 93 Emerald Dr, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,609 sqft · built 1955 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,200 (Oct 2018) |
| Tax Bill | $5,574 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-435-320 |
| Primary APN | 21-435-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,141 sqft |
| Upper Floors Area | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 104 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-435-320 |
|---|---|
| Street Address | 93 EMERALD DR |
| City | BUFFALO |
| State | NY |
| Zip | 14224-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-1862 SL-43(FL-168,169) GREENMEADOWS S/D 60 X 131.76 |
| Legal Subdivision | EBENEZER LANDS |
| Legal Block | 9 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12002 |
93 Emerald Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 4, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Oct 4, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Deed Document Number | 2018199302 |
| Deed Book / Page | 11335 / 4205 |
| Prior Transfer Date | Aug 31, 2004 |
| Prior Transfer Doc | 0000001498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0000105452 |
| Book / Page | 14201 / 1699 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026105452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0000105452, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 14201/1699 |
| Instrument | 2026105452 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0140427902 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 14042/7902 |
| Instrument | 2022043026 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 4, 2018 |
| Property Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0113354202 |
| Book / Page | 011335 / 004202 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 EMERALD DR WEST SENECA NY 142243403, WEST SENECA, NY 14224-3403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 4, 2018 |
| Property Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
| Document Number | 0113354205 |
| Book / Page | 11335 / 4205 |
| Map Reference | MAP1862 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018199302 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $578.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 ORCHARD PARK RD APT 113, 1187, WEST SENECA, NY 14224-3966 |
| Name | Verified Name |
|---|---|
| Address | 93 EMERALD DR, BUFFALO, NY 14224-3403 |
The 2026 property tax bill for 93 Emerald Dr was $5,574, up 92.1% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,574.00 (+92.07%) | ||
| 2025 | $2,902.00 (-46.84%) | $55,900 (-) Land $7,800 Building $48,100 | $232,900 (+4.16%) Land $32,498 Building $200,402 |
| 2024 | $5,459.00 | $55,900 (-) Land $7,800 Building $48,100 | $223,600 (+4%) Land $31,200 Building $192,400 |
| 2023 | $55,900 Land $7,800 Building $48,100 | $215,000 Land $30,000 Building $185,000 | |
| 2019 | $4,605.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 93 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 28 (1979–2004) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 93 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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