87 Emerald Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 87 Emerald Dr, Buffalo, NY 14224

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,456 sqft · built 1955
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$116,000 (Oct 2016)
Tax Bill$2,530 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-435-310

Property Details

APN / Parcel Number

Primary APN21-435-310
Alternative APNs
  • 68001430700009020000
  • 146800 143.07-9-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,456 sqft Total Area
1st Floor Area832 sqft
Upper Floors Area624 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions131 ft deep x 60 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21-435-310
Street Address87 EMERALD DR
CityBUFFALO
StateNY
Zip14224-3403
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code05 - COMME
Legal DescriptionMC-1862 SL-42(FL-168,169) GREENMEADOWS S/D 60 X 131.76
Legal SubdivisionEBENEZER LAND
Legal Block9
Legal Lot Number20.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group1
Census Block1003
Census Tract12002

Owner

Source: Erie County and West Seneca Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address87 EMERALD DR, BUFFALO, NY 14224-3403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2016 · Amount on Record
Deed SaleOct 11, 2016 · Amount on Record
Deed Document Number2016213773
Deed Book / Page11303 / 2456
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address87 EMERALD DR, BUFFALO, NY 14224-3403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 EMERALD DR, WEST SENECA, NY 14224-3403

Mortgage

Document Number0139573261
DateSep 25, 2020
Book Page13957/3261
Instrument2020160818
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 8, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,530.00 (-46.12%)$47,400 (-) Land $7,800 Building $39,600$197,500 (+4.17%) Land $32,500 Building $165,000
2024$4,696.00 (+6.78%)$47,400 (-) Land $7,800 Building $39,600$189,600 (+4%) Land $31,200 Building $158,400
2023$47,400 Land $7,800 Building $39,600$182,308 Land $30,000 Building $152,308
2019$4,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims28 (1979–2004)
Claims Outside the SFHA3 of 28
Most Recent ClaimSep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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