Beaufort County property record for 93 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,597 sqft · built 2003 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $965,000 (Jul 2025) |
| Tax Bill | $4,029 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10116636 |
| Primary APN | 10116636 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,597 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10116636 |
|---|---|
| Old Parcel Number | R603 013 000 0162 0000 |
| Street Address | 93 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 152 RIVERBEND S/D BLK 103D PB80 PG112 PB87 PG56 PB104 P91 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 103D |
| Legal Lot Number | 152 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 93 CUTTER CIR, BLUFFTON, SC 29909-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2025 | Warranty Deed, Transfer · Line of Credit NORTHPOINT MORTGAGE INC |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Jul 14, 2023 · Amount on Record |
| Deed Document Number | 2025033077 |
| Deed Book / Page | 4449 / 3377 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 21, 2025 |
| Property Address | 93 CUTTER CIR, BLUFFTON, SC 29909-4323 |
| Document Number | 0000033077 |
| Book / Page | 4449 / 3377 |
| Map Reference | MB 87 PG 56 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025033077 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,509.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 93 CUTTER CIR, BLUFFTON, SC 29909-4323 |
| Document Number | 0000033078 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025033078 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 14, 2023 |
| Property Address | 93 CUTTER CIR, BLUFFTON, SC 29909-4323 |
| Document Number | 0000033413 |
| Book / Page | 4258 / 1965 |
| Map Reference | MB 87 PG 56 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023033413 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000033414 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023033414 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,029.00 (-0.1%) | $34,000 (-) | |
| 2024 | $4,033.00 (+32.58%) | $34,000 (+31.43%) Land $6,320 Building $27,680 | $850,000 (-) Land $158,000 Building $692,000 |
| 2023 | $3,042.00 (+10.14%) | $25,870 (+14.07%) | $850,000 (+49.91%) Land $158,000 Building $692,000 |
| 2022 | $2,762.00 | $22,680 Land $6,000 Building $16,680 | $567,000 Land $150,000 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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