93 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 93 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,400 sqft · built 2020
Lot Size	0.071 acres (3,093 sqft)
Owner	Company Name on File
Last Sale	$649,600 (Aug 2020)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00A-0070`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00A-0070`
Alternative APNs	`30-221-42631-00A-0070` `1085712`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	646 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	62 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	93 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 7 BLK A HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3155-2332
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	A
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

93 Ciboney St is owned by a company that bought it in August 2020.

Source: Walton County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 310, MADISONVILLE, LA 70447-0310
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Aug 18, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	202030950
Deed Book / Page	3155 / 2332
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	93 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RIVERWALK DR, MADISONVILLE, LA 70447-9303

Mortgage

Document Number	0032170505
Date	Sep 20, 2021
Book Page	3217/505
Instrument	20210047187

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	93 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RIVERWALK DR, MADISONVILLE, LA 70447-9303

Mortgage

Document Number	0031583992
Date	Sep 9, 2020
Book Page	3158/3992
Instrument	20200034801

Lender

Name	SMARTBANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 5, 2025

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2020
Property Address	93 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031552332
Book / Page	003155 / 002332
Instrument Date	Aug 14, 2020
Instrument	30950
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$4,547.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 310 MADISONVILLE LA 704470310, MADISONVILLE, LA 70447-0310

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	93 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 93 Ciboney St was $7,946, up 2.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,946.00 (+2.7%)	$1,028,712 Land $135,000 Building $893,712	$1,028,712 Land $135,000 Building $893,712
2024	$7,737.00 (+6.15%)
2023	$7,289.00 (+8.08%)	$1,013,071 (+10.86%) Land $110,360 Building $902,711	$1,013,071 (+10.86%) Land $110,360 Building $902,711
2022	$6,744.00	$913,812 Land $122,500 Building $791,312	$913,812 Land $122,500 Building $791,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 93 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 93 Ciboney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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