82 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 82 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,374 sqft · built 2020
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on File
Tax Bill	$9,429 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00B-0060`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00B-0060`
Alternative APN	`1085721`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,374 sqft Living Area
Gross Area	3,162 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	6.2 ft deep x 5 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085721
Street Address	82 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK B HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3145-2214 OR 3212-527
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	B
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

82 Ciboney St is owned by an individual who acquired it in August 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	2591 N HIGHWAY 77 STE 101, 101, WAXAHACHIE, TX 75165-6132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ENNIS STATE BANK
Jun 5, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021
Deed Sale	Aug 17, 2021
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	20210041225
Deed Book / Page	3212 / 527
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 17, 2021
Property Address	82 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032120527
Book / Page	3212 / 527
Map Reference	MB 20 PG 22
Instrument Date	Aug 13, 2021
Instrument	20210041225
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 SANDY CAY DR, 513, MIRAMAR BEACH, FL 32550-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2591 N HIGHWAY 77 STE 101, 101, WAXAHACHIE, TX 75165-6132

Mortgage

Document Number	3212529
Date	Aug 17, 2021
Instrument	3212/529

Lender

Name	ENNIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	63 Months
Due	Nov 1, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 5, 2020
Property Address	82 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031452214
Book / Page	003145 / 002214
Instrument Date	Jun 5, 2020
Instrument	19201
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$4,469.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12019 E TAMARAC ST WICHITA KS 672062400, WICHITA, KS 67206-2400

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	82 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,023,356 Land $135,000 Building $888,356	$1,023,356 Land $135,000 Building $888,356
2024	$9,429.00 (+3.41%)
2023	$9,118.00 (+8.24%)	$1,007,659 (+10.84%) Land $110,360 Building $897,299	$1,007,659 (+10.84%) Land $110,360 Building $897,299
2022	$8,424.00	$909,087 Land $122,500 Building $786,587	$909,087 Land $122,500 Building $786,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Ciboney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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