92 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 92 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,400 sqft · built 2020
Lot Size	0.071 acres (3,093 sqft)
Owner	Company Name on File
Last Sale	$1,205,000 (Nov 2021)
Tax Bill	$9,227 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00B-0070`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00B-0070`
Alternative APNs	`30-221-42631-00B-0070` `1085722`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,822 sqft
1st Floor Area	646 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Frame (Stucco or Asbestos)
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	62 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 7 BLK B HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3155-911 OR 3225-595
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	B
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

92 Ciboney St is owned by a company that bought it in November 2021.

Source: Walton County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	55 BEATTIE PL, 300, GREENVILLE, SC 29601-2127
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Certificate of Transfer, Transfer
Apr 9, 2026	Certificate of Transfer, Transfer
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202156517
Deed Book / Page	3225 / 595
Record Updated	Oct 29, 2026

April 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 9, 2026
Property Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0000013880
Book / Page	3393 / 4681
Instrument Date	Apr 9, 2026
Instrument	202613880
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Tax	$141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 9, 2026
Property Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0033934681
Book / Page	3393 / 4681
Instrument Date	Apr 9, 2026
Instrument	202613880
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount on Record
Tax	$141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2021
Property Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032250595
Book / Page	3225 / 595
Map Reference	MB 20 PG 22
Instrument Date	Nov 9, 2021
Instrument	20210056517
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2084 SOWELL MILL PIKE, 2084, COLUMBIA, TN 38401-8020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Investor	Possibly a Property Investor

Mortgage

Document Number	3225597
Date	Nov 12, 2021
Instrument	3225/597

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 14, 2020
Property Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031550911
Book / Page	3155 / 911
Map Reference	MB 20 PG 22
Instrument Date	Aug 13, 2020
Instrument	20200030622
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W112B, 12889, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 SOWELL MILL PIKE, COLUMBIA, TN 38401-8020

Mortgage

Document Number	0003155913
Date	Aug 14, 2020
Instrument	3155/913

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	92 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 92 Ciboney St was $9,227, down 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,227.00 (-1.93%)	$1,021,185 Land $135,000 Building $886,185	$1,021,185 Land $135,000 Building $886,185
2024	$9,409.00 (+3.41%)
2023	$9,099.00 (+8.24%)	$1,005,471 (+10.84%) Land $110,360 Building $895,111	$1,005,471 (+10.84%) Land $110,360 Building $895,111
2022	$8,406.00	$907,114 Land $122,500 Building $784,614	$907,114 Land $122,500 Building $784,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Ciboney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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