102 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 102 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,400 sqft · built 2020
Lot Size	0.071 acres (3,136 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Jan 2022)
Tax Bill	$9,478 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00B-0080`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00B-0080`
Alternative APN	`1085723`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,249 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	6.3 ft deep x 5 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085723
Street Address	102 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK B HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3160-2838 OR 3234-921
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	B
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

102 Ciboney St is owned by an individual who bought it in January 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1522 TURNING LEAF LN, GARLAND, TX 75040-8925
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE & LENDING
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED BANK
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	20220001525
Deed Book / Page	3234 / 921
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2022
Property Address	102 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032340921
Book / Page	3234 / 921
Map Reference	MB 20 PG 22&23
Instrument Date	Jan 6, 2022
Instrument	20220001525
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 SURFSIDE CT, 4108, ARLINGTON, TX 76016-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 TURNING LEAF LN, GARLAND, TX 75040-8925

Mortgage

Document Number	0003234923
Date	Jan 11, 2022
Instrument	3234/923

Lender

Name	ABSOLUTE MORTGAGE & LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2020
Property Address	102 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031602838
Book / Page	3160 / 2838
Map Reference	MB 20 PG 22
Instrument Date	Sep 18, 2020
Instrument	20200036837
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W112B, 12889, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 SURFSIDE CT, ARLINGTON, TX 76016-4163

Mortgage

Document Number	0031602840
Date	Sep 22, 2020
Instrument	3160/2840

Lender

Name	AFFILIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	102 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,028,712 Land $135,000 Building $893,712	$1,028,712 Land $135,000 Building $893,712
2024	$9,478.00 (+2.97%)
2023	$9,205.00 (+36.49%)	$1,013,087 (+10.86%) Land $110,376 Building $902,711	$1,013,087 (+10.86%) Land $110,376 Building $902,711
2022	$6,744.00	$913,829 Land $122,517 Building $791,312	$913,829 Land $122,517 Building $791,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Ciboney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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