109 Ciboney St, Miramar Beach, FL 32550 Property Records

Walton County property record for 109 Ciboney St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,396 sqft · built 2021
Lot Size	0.069 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$1,250,000 (Feb 2022)
Tax Bill	$9,398 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42631-00A-0090`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42631-00A-0090`
Alternative APN	`1085714`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	2,396 sqft Living Area
Gross Area	2,754 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	6.1 ft deep x 5 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085714
Street Address	109 CIBONEY ST
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A HIDDEN PALMS PB 20-22 OR 3077-4514 OR 3179-2065 OR 3237-3895
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	HIDDEN PALMS
Legal Block	A
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2008
Census Tract	950608

Owner

109 Ciboney St is owned by a company that bought it in February 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	4722 LONGVUE DR, FRISCO, TX 75034-7548
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jan 20, 2021	Warranty Deed, Transfer SETCO SERVICES LLC
Jan 20, 2021	Warranty Deed, Transfer SETCO SERVICES LLC
Jun 28, 2018	Warranty Deed, Transfer SETCO SERVICES LLC-30A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	20220005814
Deed Book / Page	3237 / 3895
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	109 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 SUMMER HILL CIR, FRANKLIN, TN 37064-5213

Mortgage

Document Number	0031792072
Date	Jan 20, 2021
Book Page	3179/2072
Instrument	20210002799

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 8, 2022
Property Address	109 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0032373895
Book / Page	3237 / 3895
Map Reference	MB 20 PG 22&23
Instrument Date	Feb 1, 2022
Instrument	20220005814
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 SUMMER HILL CIR, 2125, FRANKLIN, TN 37064-5213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 RUFE SNOW DR, NORTH RICHLAND HILLS, TX 76180-6689

Mortgage

Document Number	0032373897
Date	Feb 8, 2022
Instrument	3237/3897

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 20, 2021
Property Address	109 CIBONEY ST, MIRAMAR BEACH, FL 32550
Document Number	0031792065
Book / Page	3179 / 2065
Map Reference	MB 20 PG 22&23
Instrument Date	Jan 15, 2021
Instrument	20210002796
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W1112B, 12889, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 SUMMER HILL CIR, FRANKLIN, TN 37064-5213
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 20, 2021
Property Address	109 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0031792065
Book / Page	3179 / 2065
Map Reference	MB 20 PG 22&23
Instrument Date	Jan 15, 2021
Instrument	20210002796
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12889 US HIGHWAY 98 W # W1112B, 12889, MIRAMAR BEACH, FL 32550-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 SUMMER HILL CIR, FRANKLIN, TN 37064-5213
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 28, 2018
Property Address	109 CIBONEY ST, MIRAMAR BEACH, FL 32550-5302
Document Number	0030774514
Book / Page	003077 / 004514
Instrument Date	Jun 25, 2018
Instrument	21564
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount on Record
Tax	$23,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12889 US HIGHWAY 98 W #112B MIRAMAR BEACH FL 325503203, 112B, MIRAMAR BEACH, FL 32550-3203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,028,968 Land $135,000 Building $893,968	$1,028,968 Land $135,000 Building $893,968
2024	$9,398.00 (+2.99%)
2023	$9,125.00 (+8.67%)	$1,004,348 (+10.84%) Land $110,380 Building $893,968	$1,004,348 (+10.84%) Land $110,380 Building $893,968
2022	$8,397.00	$906,121 Land $122,521 Building $783,600	$906,121 Land $122,521 Building $783,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Ciboney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Ciboney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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