862 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 862 Cedar St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,865 sqft · built 2016
Owner	Company Name on Record
Last Sale	$1,500,000 (Jul 2021)
Tax Bill	$20,215 (2025)
Deeds & Mortgages	May 2023 Transfer Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC15500`

Property Details

APN / Parcel Number

Primary APN	`21E10DC15500`
Alternative APN	`05030123`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,865 sqft Living Area

Exterior

Year Built	Built 2016

Location & Zoning

Account Number	05030123
Street Address	862 CEDAR ST
City	LAKE OSWEGO
State	OR
Zip	97034-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION FREEPONS VILLAGE 4439 LT 5
Legal Subdivision	FREEPONS VILLAGE
Legal Lot Number	5
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1012
Census Tract	20503

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 7, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE OF O
Feb 9, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 30, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	0000065101
Last Transfer Date	May 8, 2023
Transfer Doc	0000015614
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	May 8, 2023
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Document Number	0000015614
Map Reference	DOC 2015-079705
Instrument Date	May 8, 2023
Instrument	2023-015614
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918

Mortgage

Document Number	0000099277
Date	Nov 8, 2021
Instrument	2021-099277

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 7, 2021
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Document Number	0000065101
Map Reference	DOC 2015-079705
Instrument Date	Jun 25, 2021
Instrument	2021-065101
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE OF O

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009428
Date	Feb 9, 2017
Instrument	2017-009428

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027074
Date	Apr 24, 2017
Instrument	2017-027074

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036590
Date	Jun 27, 2019
Instrument	2019-036590

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 30, 2019
Property Address	862 CEDAR ST, LAKE OSWEGO, OR 97034-4918
Document Number	0000022809
Instrument Date	Apr 25, 2019
Instrument	22809
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$1,175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	862 CEDAR ST LAKE OSWEGO OR 970344918, LAKE OSWEGO, OR 97034-4918

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,215.00 (+5.85%)	$1,054,967 (+6.09%)	$1,846,737 (+2.25%) Land $547,467 Building $1,299,270
2023	$19,098.00	$994,408	$1,806,105 Land $532,045 Building $1,274,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures