9270 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9270 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1900
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Aug 2025)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-14-541-0174-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0174-000`

Interior

Full Baths	1 Bath
Building Area	1,280 sqft Living Area
1st Floor Area	800 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	146,362 sqft (3.36 acres)
Lot Dimensions	600 ft deep x 183 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9270 FIELD RD
City	CLAY
State	MI
Zip	48001-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 1333 LYING W OF DANA DRAIN EXC THAT PART LYING W OF A LINE, BEG N 87D 12M E 1.50' FROM ITS NW COR, TH S 1D
Legal Subdivision	DANA DRAIN
Legal Lot Number	1333
Legal Unit	1333
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

9270 Field Rd is owned and occupied by two individuals who bought it in August 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8248 WASCHULL DR, WASHINGTON, MI 48094-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Document Number	202515049
Deed Book / Page	5840 / 309
Prior Transfer Date	Jan 19, 2005
Prior Transfer Doc	0000001386
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2025
Property Address	9270 FIELD RD, CLAY, MI 48001-4403
Document Number	0005840309
Book / Page	5840 / 309
Map Reference	LB 50 PG 30
Instrument Date	Jul 21, 2025
Instrument	2025015049
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9270 FIELD RD, CLAY, MI 48001-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8248 WASCHULL DR, WASHINGTON, MI 48094-2329

Mortgage

Document Number	2025014155
Date	Aug 13, 2025
Instrument	2025014155

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9270 FIELD RD, CLAY, MI 48001-4403
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9270 FIELD RD, CLAY, MI 48001-4403

Mortgage

Document Number	0000549585
Date	Mar 7, 2022
Book Page	5495/85
Instrument	2022005526

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9270 FIELD RD, CLAY, MI 48001-4403
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9270 FIELD RD, CLAY, MI 48001-4403

Mortgage

Document Number	5401140
Date	Aug 2, 2021
Book Page	5401/140
Instrument	2021022086

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9270 Field Rd was $2,523 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (+5.3%)	$206,800
2025	$2,523.00 (+2.23%) Homeowner's exemption	$98,200
2024	$2,468.00		$196,400
2023		$79,700
2022	$2,276.00		$159,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9270 Field Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9270 Field Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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