9263 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9263 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 2003
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2017)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0088-200`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0088-200`

Interior

Full Baths	2 Baths
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	117 ft deep x 100 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9263 FIELD RD
City	CLAY
State	MI
Zip	48001-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 1298 DESC AS: BEG N 87D 20M 30S E 215' FROM SW COR OF LOT 1298 TH N 0D 57M 32S E 150', TH N 87D 20M 30S E
Legal Subdivision	SUPERVISOR ROY T GILBERTS
Legal Lot Number	1298
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9263 FIELD RD, CLAY, MI 48001-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 15, 2021	Intrafamily Transfer, Transfer
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	201717364
Deed Book / Page	4849 / 182
Last Transfer Date	Sep 14, 2021
Transfer Doc	0000542185
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2026
Property Address	9263 FIELD RD, CLAY, MI 48001-4404
Document Number	0000020440
Book / Page	5972 / 507
Instrument Date	Sep 15, 2026
Instrument	202620440
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9263 FIELD RD, CLAY, MI 48001-4404

Mortgage

Document Number	0000020440,
Date	Oct 7, 2026
Book Page	5972/507
Instrument	202620440

Lender

Name	INDEPENDENT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9263 FIELD RD, CLAY, MI 48001-4404
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9263 FIELD RD, CLAY, MI 48001-4404

Mortgage

Document Number	5425113
Date	Sep 24, 2021
Book Page	5425/113
Instrument	2021027077

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 15, 2021
Property Address	9263 FIELD RD, CLAY, MI 48001-4404
Document Number	542185
Book / Page	5421 / 85
Map Reference	LB 50 PG 30-32
Instrument Date	Sep 14, 2021
Instrument	2021026350
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9263 FIELD RD, CLAY, MI 48001-4404

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9263 FIELD RD, CLAY, MI 48001-4404
Document Number	0052350882
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9263 FIELD RD CLAY MI 480014404, CLAY, MI 48001-4404

Mortgage

Document Number	0052350882
Date	Sep 4, 2020
Book Page	005235/000882

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (+0.98%)	$165,600 (+0.98%)
2025	$2,547.00 (+2.21%) Homeowner's exemption	$82,000 (+0.86%)
2024	$2,492.00 (+8.49%)		$164,000 (+0.86%)
2023		$81,300
2022	$2,297.00		$162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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