9294 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9294 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2015
Lot Size	1.58 acres (68,955 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2022)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-14-541-0176-010`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0176-010`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	68,955 sqft (1.58 acres)
Lot Depth	389 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9294 FIELD RD
City	CLAY
State	MI
Zip	48001-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 1333 DESC AS: BEG S 83D 2M 4S W 117.50' FROM NE COR LOT 1333, TH S 3D 42M 39S E 451.46', TH N 43D 23M 56S W
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1333
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9294 FIELD RD, CLAY, MI 48001-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 26, 2022	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	202222161
Deed Book / Page	5564 / 448
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	004607/132
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9294 FIELD RD, CLAY, MI 48001-4403
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9294 HELD RD, CLAY, MI 48001

Mortgage

Document Number	0005362482
Date	May 6, 2021
Book Page	5362/482
Instrument	2021013893

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 26, 2022
Property Address	9294 FIELD RD, CLAY, MI 48001-4403
Document Number	0005564448
Book / Page	5564 / 448
Map Reference	LB 50 PG 30-32
Instrument Date	Sep 7, 2022
Instrument	2022022161
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9294 FIELD RD, 9294, CLAY, MI 48001-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9294 FIELD RD, CLAY, MI 48001-4403

Mortgage

Document Number	2022022162
Date	Sep 26, 2022
Instrument	2022022162

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9294 FIELD RD, CLAY, MI 48001-4403
Document Number	0050340973
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9294 FIELD RD CLAY MI 480014403, CLAY, MI 48001-4403

Mortgage

Document Number	0050340973
Date	Mar 4, 2019
Book Page	005034/000973

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 3, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,800 (+6.39%)	$269,600 (+6.39%)
2025	$3,901.00 (+2.28%) Homeowner's exemption	$126,700 (+19.75%)
2024	$3,814.00 (+86.14%)		$253,400 (+19.75%)
2023		$105,800
2022	$2,049.00		$211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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