9308 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9308 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1991
Lot Size	1.2 acres (52,577 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2022)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-14-541-0176-001`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0176-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,542 sqft Living Area
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	52,577 sqft (1.2 acres)
Lot Dimensions	550 ft deep x 117 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9308 FIELD RD
City	CLAY
State	MI
Zip	48001-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 1333 DESC AS: BEG AT NE COR LOT 1333, TH S 3D 42M 39S W 583.33', TH S 82D 50M 4S W 12.80', TH N 43D 23M 56S W
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #17
Legal Lot Number	1333
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9308 FIELD RD, CLAY, MI 48001-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2019	Reverse Mortgage, Mortgage · FHA Mortgage ONE REVERSE MTG
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	202220204
Deed Book / Page	5556 / 512
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0005111462
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 29, 2022
Property Address	9308 FIELD RD, CLAY, MI 48001-4405
Document Number	0005556512
Book / Page	5556 / 512
Instrument Date	Jul 29, 2022
Instrument	2022020204
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9308 FIELD RD, 9308, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9308 FIELD RD, CLAY, MI 48001-4405

Mortgage

Document Number	0005556516
Date	Aug 29, 2022
Book Page	5556/516
Instrument	2022020206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2019: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 22, 2019
Property Address	9308 FIELD RD, CLAY, MI 48001-4405
Document Number	0051110462
Book / Page	005111 / 000462
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	AMROCK INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9308 FIELD RD CLAY MI 480014405, CLAY, MI 48001-4405

Mortgage

Document Number	51110464
Date	Oct 22, 2019
Book Page	005111/000464

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.72%

Mortgage

Document Number	51110477,
Date	Oct 22, 2019
Book Page	005111/000477

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.72%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2019
Property Address	9308 FIELD RD, CLAY, MI 48001-4405
Document Number	0050800220
Book / Page	005080 / 000220
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9308 FIELD RD CLAY MI 480014405, CLAY, MI 48001-4405

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,100 (+6.91%)	$306,200 (+6.91%)
2025	$4,407.00 (+2.66%) Homeowner's exemption	$143,200 (+19.63%)
2024	$4,293.00 (+110.44%)		$286,400 (+19.63%)
2023		$119,700
2022	$2,040.00		$239,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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