9261 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9261 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,470 sqft
Lot Size	0.349 acres (15,202 sqft)
Owner	Company Name on Record
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0088-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0088-000`

Interior

Full Baths	2 Baths
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	1,028 sqft

Exterior

Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	117 ft deep x 130 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9261 FIELD RD
City	CLAY
State	MI
Zip	48001-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THAT PART OF LOT 1298 DESC AS: BEG N 87D 20M 30S E 85' FROM SW COR OF LOT 1298, TH N 0D 57M 32S E 150', TH N 87D 20M 30S E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1298
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9261 FIELD RD, CLAY, MI 48001-4404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 29, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Nov 29, 2023	Intrafamily Transfer, Transfer · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 29, 2023	Intrafamily Transfer, Transfer
Apr 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2023
Transfer Doc	0005673501
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9261 FIELD RD, CLAY, MI 48001-4404
Document Number	0000008741
Book / Page	5919 / 196
Instrument Date	Apr 21, 2026
Instrument	2026.8741
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	9261 FIELD RD, CLAY, MI 48001-4404

Mortgage

Document Number	0000008741,
Date	Apr 29, 2026
Book Page	5919/196
Instrument	2026.8741

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9261 FIELD RD, CLAY, MI 48001-4404
Document Number	0005919196
Book / Page	5919 / 196
Instrument Date	Apr 21, 2026
Instrument	20268741
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	9261 FIELD RD, CLAY, MI 48001-4404

Mortgage

Document Number	0000008741,
Date	Apr 29, 2026
Book Page	5919/196
Instrument	20268741

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 29, 2023
Property Address	9261 FIELD RD, CLAY, MI 48001-4404
Document Number	0005673501
Book / Page	5673 / 501
Map Reference	LB 50 PG 30-32
Instrument Date	Nov 7, 2023
Instrument	2023020823
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9261 FIELD RD, CLAY, MI 48001-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9261 FIELD RD, CLAY, MI 48001-4404

Mortgage

Document Number	2023020824
Date	Nov 29, 2023
Instrument	2023020824

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 29, 2023
Property Address	9261 FIELD RD, CLAY, MI 48001-4404
Document Number	0005673510
Book / Page	5673 / 510
Map Reference	MB 50 PG 30-32
Instrument Date	Nov 7, 2023
Instrument	2023020825
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9261 FIELD RD, CLAY, MI 48001-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9261 FIELD RD, CLAY, MI 48001-4404

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 12, 2023
Property Address	9261 FIELD RD, CLAY, MI 48001-4404
Document Number	0005613716
Book / Page	5613 / 716
Map Reference	LB 50 PG 30-32
Instrument Date	Apr 11, 2023
Instrument	2023006831
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9261 FIELD RD, CLAY, MI 48001-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9261 FIELD RD, CLAY, MI 48001-4404

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,200 (+7.53%)	$248,400 (+7.53%)
2025	$2,427.00 (+2.23%) Homeowner's exemption	$115,500 (+18.22%)
2024	$2,374.00 (+8.7%)		$231,000 (+18.22%)
2023		$97,700
2022	$2,184.00		$195,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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