927 E Choctawhatchee Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 927 E Choctawhatchee Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,677 sqft · built 1984
Lot Size	0.62 acres (26,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2010)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone VE (high risk)
APN	`C56-000-598-1747-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1747-8`
Alternative APNs	`36-1S-22-4700-0000-006B` `22S13647000000006B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,677 sqft Living Area
Gross Area	4,495 sqft
1st Floor Area	2,039 sqft
Upper Floors Area	638 sqft
Basement Area	196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	26,989 sqft (0.62 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	1,081 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	235 sqft
Patio Area	261 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	927 E CHOCTAWHATCHEE DR
City	NICEVILLE
State	FL
Zip	32578-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE PIPPIN LOT 6B
Legal Range	22W
Legal Township	01S
Legal Section	36
Legal Subdivision	LAKE PIPPIN
Legal Lot Number	6B
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1019
Census Tract	21001

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Dec 8, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2010 · Amount on Record
Deed Sale	Sep 22, 2010 · Amount on Record
Deed Document Number	20102659314
Deed Book / Page	2953 / 159
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0026114094
Record Updated	Jun 8, 2026

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 21, 2022
Property Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Document Number	0036553378
Book / Page	3655 / 3378
Map Reference	MB 5 PG 122
Instrument Date	Dec 9, 2022
Instrument	3597084
Record Updated	Jan 3, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DORAL DR, SHALIMAR, FL 32579-1612

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 8, 2022
Property Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Document Number	0036540734
Book / Page	3654 / 734
Map Reference	MB 5 PG 122
Instrument Date	Dec 8, 2022
Instrument	3595014
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DORAL DR, SHALIMAR, FL 32579-1612

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032914317
Date	Mar 21, 2017
Book Page	3291/4317
Instrument	3124078

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	927 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034612376
Date	May 12, 2020
Book Page	3461/2376
Instrument	3357545

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,968.00 (+5.35%) Homeowner's exemption	$545,405 (+5.99%)	$901,911 (+3.75%) Land $501,065 Building $400,846
2023	$5,665.00 (+2.33%) Homeowner's exemption	$514,596 (+3%)	$869,331 (+8.55%) Land $481,793 Building $387,538
2022	$5,536.00 Homeowner's exemption	$499,608	$800,845 Land $437,000 Building $363,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	79 (1994–2020)
Claims Outside the SFHA	44 of 79
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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