Okaloosa County property record for 913 E Choctawhatchee Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,974 sqft · built 2022 |
| Lot Size | 0.678 acres (29,571 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2019) |
| Tax Bill | $20,413 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-598-1740-3 |
| Primary APN | C56-000-598-1740-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,974 sqft Heated Area |
| Gross Area | 7,294 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 29,571 sqft (0.678 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Porch | Finished/Screened Porch |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 913 E CHOCTAWHATCHEE DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE PIPPIN LOT 3A |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 36 |
| Legal Subdivision | LAKE PIPPIN |
| Legal Lot Number | 3A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21001 |
Source: Okaloosa County records · APN C56-000-598-1740-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 04, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 12, 2023 | Gift Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 03, 2019 | Warranty Deed, Transfer · Commercial Mortgage HANCOCK BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2019 · Amount on Record |
| Deed Sale | May 03, 2019 · Amount on Record |
| Prior Sale | May 12, 2023 |
| Deed Document Number | 0033972839 |
| Deed Book / Page | 3397 / 2839 |
| Last Transfer Date | Mar 04, 2024 |
| Transfer Doc | 0003674386 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Number | 0003798488 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 3798488 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 04, 2024 |
| Property Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Number | 0003674386 |
| Map Reference | MB 5 PG 122&123 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 3674386 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Name | Verified Name |
|---|---|
| Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 12, 2023 |
| Property Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Number | 0036743506 |
| Book / Page | 3674 / 3506 |
| Map Reference | MB 5 PG 122&123 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 3623183 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Name | Verified Name |
|---|---|
| Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 03, 2019 |
| Property Address | 913 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Document Number | 0033972839 |
| Book / Page | 3397 / 2839 |
| Map Reference | MB 5 PG 122&123 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 3275575 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | LORL OGICA FOR RELL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 W COOK AVE, 108, ANCHORAGE, AK 99501-1130 |
| Name | Verified Name |
|---|---|
| Address | 1011 REESE DR, FRANKLIN, TN 37069-1435 |
| Document Number | 0003275577 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 3275577 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,413.00 (+4.75%) Homeowner's exemption | $1,770,884 (+5.66%) Land $501,065 Building $1,269,819 | $1,770,884 (+0.83%) Land $501,065 Building $1,269,819 |
| 2023 | $19,487.00 (+271.39%) Homeowner's exemption | $1,676,044 (+275.02%) | $1,756,229 (+292.96%) Land $481,793 Building $1,274,436 |
| 2022 | $5,247.00 | $446,920 Land $437,000 Building $9,920 | $446,920 Land $437,000 Building $9,920 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Spectrum.
Based on FCC filings for 69 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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