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921 E Choctawhatchee Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 921 E Choctawhatchee Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,839 sqft · built 2017
Lot Size0.51 acres (22,206 sqft)
Owner2 Company Names on File
Last Sale$350,000 (May 2004)
Tax Bill$1,974 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC56-000-598-1744-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-1744-5
Alternative APNs
  • 36-1S-22-4700-0000-005A
  • 22S13647000000005A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,839 sqft Living Area
Gross Area6,869 sqft
1st Floor Area2,839 sqft
FlooringVinyl/Resilient
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area22,206 sqft (0.51 acres)
Garage TypeAttached
Garage Area1,250 sqft
PorchSlab
Porch Area770 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address921 E CHOCTAWHATCHEE DR
CityNICEVILLE
StateFL
Zip32578-4706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE PIPPIN LOT 5A
Legal Range22W
Legal Township01S
Legal Section36
Legal SubdivisionLAKE PIPPIN
Legal Lot Number5A
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1019
Census Tract21001

Owner

Source: Okaloosa County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address921 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Jul 31, 2017Loan Modification, Mortgage
HANCOCK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2004 · Amount on File
Deed SaleMay 7, 2004 · Amount on File
Deed Document Number20042119488
Deed Book / Page2529 / 3396
Last Transfer DateNov 2, 2007
Transfer Doc0028172267
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address921 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Transaction TypeMortgage
Record UpdatedDec 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706

Mortgage

Document Number0035863575
DateNov 12, 2021
Book Page3586/3575
Instrument3504759
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueDec 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address921 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706
Document Number0033123966
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 E CHOCTAWHATCHEE DR NICEVILLE FL 325784706, NICEVILLE, FL 32578-4706

Mortgage

Document Number0033123966
DateAug 10, 2017
Book Page003312/003966
Instrument3153180
Lender
NameHANCOCK BK
TypeBank
AddressFLINT, MI 48501-2026
Agreement
AmountAmount on Record
Term240 Months
DueAug 9, 2037
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (-79.09%) Homeowner's exemption Veteran's exemption$881,798 (+5.99%)$1,314,998 (+1.99%) Land $501,065 Building $813,933
2023$9,442.00 (+2.23%) Homeowner's exemption$831,987 (+3%)$1,289,379 (+7.93%) Land $481,793 Building $807,586
2022$9,236.00 Homeowner's exemption$807,754$1,194,638 Land $437,000 Building $757,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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