920 E Choctawhatchee Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 920 E Choctawhatchee Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,588 sqft · built 2015
Lot Size	0.999 acres (43,511 sqft)
Owner	2 Company Names on File
Last Sale	$137,000 (Jan 2015)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-1689-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1689-2`
Alternative APNs	`36-1S-22-0000-0003-0050` `22S136000000030050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,625 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	43,511 sqft (0.999 acres)
Lot Width	190 ft Width
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	920 E CHOCTAWHATCHEE DR
City	NICEVILLE
State	FL
Zip	32578-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR GOVT LOT 2 S 1442FT N76 DEG W 450.57FT TO POB S29 DEG W254.78FT TO N R/W CHOCTAWHATCHEE DR N60 DEG W 190FT N29 DEG E 202.99FT S76 DEG E 196.93FT TO POB AKA LOT 7-A LAKE PIPPEN EST #2
Legal Range	22W
Legal Township	01S
Legal Section	36
Legal Subdivision	LAKE PIPPEN EST
Legal Block	3
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1019
Census Tract	21001

Owner

Source: Okaloosa County records · APN C56-000-598-1689-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	920 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2015 · Amount on Record
Deed Sale	Jan 15, 2015 · Amount on Record
Prior Sale	Sep 17, 2001 · Amount on Record
Deed Document Number	20152973114
Deed Book / Page	3180 / 2332
Last Transfer Date	Jan 27, 2016
Transfer Doc	0032340717
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	920 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705

Mortgage

Document Number	0034961530
Date	Oct 02, 2020
Book Page	3496/1530
Instrument	3395851

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Sep 23, 2045

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,302.00 (+4.23%) Homeowner's exemption Veteran's exemption	$493,885 (+5.99%)	$772,899 (+2.77%) Land $162,422 Building $610,477
2023	$5,087.00 (+4.16%) Homeowner's exemption	$465,986 (+4.66%)	$752,070 (+7.07%) Land $137,096 Building $614,974
2022	$4,884.00 Homeowner's exemption	$445,239	$702,379 Land $130,567 Building $571,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	79 (1994–2020)
Claims Outside the SFHA	44 of 79
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 19 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

Based on FCC filings for 69 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.