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916 E Choctawhatchee Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 916 E Choctawhatchee Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,688 sqft · built 1989
Lot Size1.01 acres (44,273 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Jan 2024)
Tax Bill$6,962 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-1690-0

Property Details

APN / Parcel Number

Primary APNC56-000-598-1690-0
Alternative APNs
  • 36-1S-22-0000-0003-0060
  • 22S136000000030060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,688 sqft Living Area
Gross Area3,383 sqft
1st Floor Area2,688 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area44,273 sqft (1.01 acres)
Lot Width162 ft Width
Garage TypeAttached
Garage Area667 sqft
PorchFinished/Open Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address916 E CHOCTAWHATCHEE DR
CityNICEVILLE
StateFL
Zip32578-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR GOVT LOT 2 S1442 FT N76 DEG W284 FT TO POB S29 DEG W298 FT TO N R/W E CHOCTAWHATCHEE DR N60 DEG W 160 FT N29 DEG E 254 FT S76 DEG E165 FT TO POB
Legal Range22W
Legal Township01S
Legal Section36
Legal Block3
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1019
Census Tract21001

Owner

Source: Okaloosa County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address916 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2024 · Amount on Record
Deed SaleJan 8, 2024 · Amount on Record
Prior SaleAug 10, 2010 · Amount on Record
Deed Document Number20243665220
Prior Transfer DateNov 14, 2011
Prior Transfer Doc0002740783
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 8, 2024
Property Address916 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705
Document Number0003665220
Instrument DateDec 18, 2023
Instrument3665220
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1280 BAY GROVE RD, FREEPORT, FL 32439-4812

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4705

Mortgage

Document Number0003665221
DateJan 8, 2024
Instrument3665221
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,962.00 (+73.75%)$629,736 (+67.82%)$645,588 (+3.94%) Land $162,422 Building $483,166
2023$4,007.00 (+2.43%) Homeowner's exemption$375,234 (+3%)$621,097 (+6.04%) Land $137,096 Building $484,001
2022$3,912.00 Homeowner's exemption$364,305$585,697 Land $130,567 Building $455,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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