924 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 924 Cabernet Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,983 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Jun 2025)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0032-0107`

Property Details

APN / Parcel Number

Primary APN	`0073-0032-0107`
Alternative APNs	`108069` `145400` `67138`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	67138
Street Address	924 CABERNET DR
City	BEREA
State	KY
Zip	40403-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD EST LOT 107 PH 1
Legal Subdivision	VINEYARD
Legal Phase	1
Legal Lot Number	107
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1096
Census Tract	11202

Owner

Source: Madison County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 CABERNET DR, BEREA, KY 40403-9179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed, Transfer · FHA Mortgage FIRSTBANK
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	202514269682
Deed Book / Page	869 / 404
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 27, 2025
Property Address	924 CABERNET DR, BEREA, KY 40403-9179
Document Number	00D869/404
Book / Page	D869 / 404
Map Reference	CAB 24 PG 135
Instrument Date	Jun 20, 2025
Instrument	2014269682
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 WHITLEY WAY, BEREA, KY 40403-6593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2014269683
Date	Jun 27, 2025
Instrument	2014269683

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	924 CABERNET DR, BEREA, KY 40403-9179
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01880/191
Date	Aug 7, 2019
Book Page	M01880/191
Instrument	2013996805

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+57.39%)	$340,000 (+61.9%)	$340,000 (+61.9%)
2023	$2,037.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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