Madison County property record for 921 Cabernet Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,083 sqft · built 2009 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (May 2022) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0096 |
| Primary APN | 0073-0032-0096 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,083 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 55164 |
|---|---|
| Street Address | 921 CABERNET DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD ESTS LOT 96 PH I |
| Legal Subdivision | VINEYARD |
| Legal Phase | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 11202 |
Source: Madison County records · APN 0073-0032-0096
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2022 | Deed, Transfer · VA Mortgage US BANK NA |
| Mar 09, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Sep 03, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BLUE LICK MOUNTAIN DEVELOPMENT CO I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2022 · Amount on Record |
| Deed Sale | May 04, 2022 · Amount on Record |
| Prior Sale | Sep 03, 2021 · Amount on Record |
| Deed Document Number | 202214090153 |
| Deed Book / Page | 822 / 571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 04, 2022 |
| Property Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 00D822/571 |
| Book / Page | D822 / 571 |
| Map Reference | CAB 24 SL 89 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2014090153 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 WILSON LN, 291, BEREA, KY 40403-8728 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 2014090156 |
|---|---|
| Date | May 04, 2022 |
| Instrument | 2014090156 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 0M2140/595 |
|---|---|
| Date | Mar 09, 2022 |
| Book Page | M2140/595 |
| Instrument | 2014080741 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MIDDLESBORO, KY 40965 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 03, 2021 |
| Property Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | D810/757 |
| Book / Page | D810 / 757 |
| Map Reference | MB 21 PG 29 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2014051623 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 RICHMOND RD N, 212, BEREA, KY 40403-1370 |
| Name | Verified Name |
|---|---|
| Address | 921 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 2014051624 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2014051624 |
| Name | BLUE LICK MOUNTAIN DEVELOPMENT CO I |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 (-3.76%) Homeowner's exemption | $315,000 (-) | $315,000 (-) |
| 2023 | $2,605.00 Homeowner's exemption | $315,000 | $315,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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