927 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 927 Cabernet Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,915 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$244,500 (May 2018)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0073-0032-0093`

Property Details

APN / Parcel Number

Primary APN	`0073-0032-0093`
Alternative APNs	`121151` `84148` `50651`

Interior

Stories	1 Story
Building Area	1,915 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	50651
Street Address	927 CABERNET DR
City	BEREA
State	KY
Zip	40403-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD ESTS LOT 93 PH 1
Legal Subdivision	VINEYARD
Legal Phase	1
Legal Lot Number	93
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1095
Census Tract	11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	927 CABERNET DR, BEREA, KY 40403-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
May 23, 2018	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	2013976181
Deed Book / Page	D00759 / 577
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	927 CABERNET DR, BEREA, KY 40403-9179
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01818/791
Date	Aug 13, 2018
Book Page	M01818/791
Instrument	2013980143

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 23, 2018
Property Address	927 CABERNET DR, BEREA, KY 40403-9179
Document Number	D00759/577
Book / Page	D00759 / 577
Map Reference	CAB24 SL89
Instrument Date	May 22, 2018
Instrument	2013976181
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$244.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 CABERNET DR, 911, BEREA, KY 40403-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 CABEMEL DR, BEREA, KY 40403

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (-3.97%) Homeowner's exemption	$277,500 (-)	$277,500 (-)
2023	$2,242.00 Homeowner's exemption	$277,500	$277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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