Madison County property record for 919 Cabernet Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,877 sqft |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2021) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0097 |
| Primary APN | 0073-0032-0097 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,877 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 47470 |
|---|---|
| Street Address | 919 CABERNET DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD ESTS LOT 97 PH 1 |
| Legal Subdivision | VINEYARD |
| Legal Phase | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 11202 |
Source: Madison County records · APN 0073-0032-0097
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Oct 19, 2020 | Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO OF MADISON |
| Feb 20, 2020 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2021 · Amount on Record |
| Deed Sale | Apr 02, 2021 · Amount on Record |
| Prior Sale | Oct 19, 2020 · Amount on Record |
| Deed Document Number | 2014032716 |
| Deed Book / Page | D803 / 181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 02, 2021 |
| Property Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 00D803/181 |
| Book / Page | D803 / 181 |
| Map Reference | CAB 24 SL 135 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2014032716 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 SOUTHERN ASTER TRL, 336, RICHMOND, KY 40475-7038 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Investor | Possibly a Property Investor |
| Document Number | 2014032717 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2014032717 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 19, 2020 |
| Property Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | D00795/651 |
| Book / Page | D00795 / 651 |
| Map Reference | MB P24 PG 283 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2014022462 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1866 PEGGY FLATS RD, 1866, PAINT LICK, KY 40461-8668 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 919 CABERNET DRIVE |
| Document Number | 2014022463 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2014022463 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 20, 2020 |
| Property Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | D00784/627 |
| Book / Page | D00784 / 627 |
| Map Reference | CAB 24 SL 135 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2014007591 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 HIGHWAY 1016, 1031, BEREA, KY 40403-9109 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 919 CABERNET DR, BEREA, KY 40403-9179 |
| Document Number | 2014007592 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2014007592 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,310.00 (-2.78%) Additional exemption filed | $245,000 (-) | $245,000 (-) |
| 2023 | $2,376.00 | $245,000 | $245,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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