925 Cabernet Dr, Berea, KY 40403 Property Records

Madison County property record for 925 Cabernet Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,506 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Jul 2022)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0032-0094`

Property Details

APN / Parcel Number

Primary APN	`0073-0032-0094`
Alternative APNs	`134352` `97156` `64300`

Interior

Stories	1 Story
Building Area	2,506 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	64300
Street Address	925 CABERNET DR
City	BEREA
State	KY
Zip	40403-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD ESTS LOT 94 PH 1
Legal Subdivision	VINEYARD
Legal Phase	1
Legal Lot Number	94
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1095
Census Tract	11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	925 CABERNET DR, BEREA, KY 40403-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Aug 7, 2019	Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	2014099602
Deed Book / Page	D825 / 605
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 6, 2022
Property Address	925 CABERNET DR, BEREA, KY 40403-9179
Document Number	00D825/605
Book / Page	D825 / 605
Map Reference	CAB 24 SL 89
Instrument Date	Jun 30, 2022
Instrument	2014099602
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TURNKEY TITLE AND ESCROW-1 LLC, TURN KEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 FAWN VALLEY RD, 442, STATE COLLEGE, PA 16803-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	925 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2014099606
Date	Jul 6, 2022
Instrument	2014099606

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Min Rate At Change	3.37%
Max Rate At Change	10.2%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	925 CABERNET DR, BEREA, KY 40403-9179
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2099/449
Date	Oct 8, 2021
Book Page	M2099/449
Instrument	2014057402

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 7, 2019
Property Address	925 CABERNET DR, BEREA, KY 40403-9179
Document Number	D00777/041
Book / Page	D00777 / 041
Map Reference	CAB 24 SL 135
Instrument Date	Aug 5, 2019
Instrument	2013996751
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 ARLIOT RD, 607, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 CABERNET DR, BEREA, KY 40403-9179

Mortgage

Document Number	2013996752
Date	Aug 7, 2019
Instrument	2013996752

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (-2.8%) Additional exemption filed	$319,900 (-)	$319,900 (-)
2023	$3,103.00	$319,900	$319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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