921 Gustane Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 921 Gustane Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,431 sqft · built 1965
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Feb 2018)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040490A000`

Property Details

APN / Parcel Number

Primary APN	`040490A000`
Alternative APN	`6-014B-4930-00-0027.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	945 sqft
Basement Area	945 sqft
Finished Basement	486 sqft
Unfinished Basement	459 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	040490A000
Street Address	921 GUSTANE DR
City	SAINT CHARLES
State	MO
Zip	63301-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARLESTON MANOR #1&2 RESUB LOT 27
Legal Subdivision	CHARLESTON MANOR #1&2 RESUB
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4004
Census Tract	310501

Owner

921 Gustane Dr is owned and occupied by two individuals who bought it in February 2018.

Source: St. Charles County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage CHRISTENSEN FINANCIAL INC
Feb 2, 2018	Warranty Deed, Transfer · VA Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on File
Deed Sale	Feb 2, 2018 · Amount on File
Prior Sale	Jan 6, 1997
Deed Document Number	201862580
Deed Book / Page	6874 / 2138
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2026
Property Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Document Number	0000035280
Instrument Date	Jul 24, 2026
Instrument	202635280
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 DORIS WALTER LN, SAINT CHARLES, MO 63303-4644

Mortgage

Document Number	0000035281,
Date	Jul 27, 2026
Instrument	202635281

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342

Mortgage

Document Number	0000048974
Date	Jun 9, 2021
Instrument	2021R-048974

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 2, 2018
Property Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Document Number	0068742138
Book / Page	6874 / 2138
Map Reference	MB 8 PG 47
Instrument Date	Jan 30, 2018
Instrument	20180202000062580
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 GUSTANE DR, SAINT CHARLES, MO 63301-2342

Mortgage

Document Number	0068742142
Date	Feb 2, 2018
Book Page	6874/2142
Instrument	20180202000062600

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 921 Gustane Dr was $2,173.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00	$34,501	$181,584 Land $45,000 Building $136,584
2023		$33,081
2022			$174,110 Land $35,000 Building $139,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 921 Gustane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 921 Gustane Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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